Budgeting Basics

5 tips for a stress free Christmas – How to plan & budget for a stress free Xmas

5 tips for a stress free Christmas – How to plan & budget for a stress free Xmas

Do you dread the onslaught of Christmas? The cost, the madding crowds, the high expectations from little ones at gift time? Well, you are not alone! Over the last few years, I have tried to get through Christmas with as little effort as possible. Sad, […]

Budget Basics: How to make a family budget in 6 easy steps

Budget Basics: How to make a family budget in 6 easy steps

Do you struggle with how to make a family budget work and stick to it? Do you struggle to set a budget to make ends meet? Do you struggle with following the same budget week after week? Here are some tips and ideas on how […]

How to avoid bank fees – Get a grip on your finances now!

How to avoid bank fees – Get a grip on your finances now!

Are you constantly being charged unarranged overdraft fees and interest charges, bank fees and late payment penalties for missed or forgotten bill and debt payments? Get some tips on how to avoid bank fees and start saving that money instead!   Get a grip on […]

Paying off debt fast – Using the Pay It Forward system

Paying off debt fast – Using the Pay It Forward system

Have you had enough of being in debt? Do you want to know what the fastest way is to pay off all of your debts? If you have more than one, how do you know which one you should focus on first for best savings […]

Budgeting basics – The withdraw only what you need system

Budgeting basics – The withdraw only what you need system

Managing family income for some people is easy and may come naturally.  For others, it can be a weekly struggle to make ends meet, or even co-ordinate the incoming money and sending it back out to pay bills. Perhaps all you need is some basic […]

Ways to save money on a tight budget

Ways to save money on a tight budget

Are you looking for ways to save money on a tight budget? Find out how I shaved 15% off our weekly expenses when times got tough! Have you ever been in a position where you wish you could add a few dollars to your income […]

Good debt vs Bad debt – How does your debt stack up?

Good debt vs Bad debt – How does your debt stack up?

What is the difference between Good Debt vs Bad Debt? Debt comes in many different forms.  Credit cards, mortgage loans, hire purchase loans, store cards, personal loans for things such as cars, holidays, renovations for example.  But did you know that there is Good Debt […]